Terms and Conditions

 Introduction
These Terms & Conditions govern your use of the  kathleenrodgers.org website operated by Kathleen Rodgers. By placing an order or using the site you agree to these Terms.

Orders and Acceptance
All orders are subject to acceptance by kathleenrodgers.org administrators. 

Pricing and Payment

• Prices shown on the Site are in UDS currency and include/exclude applicable taxes as indicated.
• Payment is processed at the time the order is placed. We accept [list payment methods, e.g., major credit cards, PayPal].
• We reserve the right to change prices at any time; price changes do not affect orders already accepted.

Shipping and Delivery

• Shipping costs, methods, and estimated delivery times are displayed at checkout.
• Delivery dates are estimates only; we are not liable for delays caused by carriers or customs.
• Title and risk of loss pass to you upon handover to the carrier.

Returns, Refunds & Exchanges
See our separate Returns & Refunds Disclaimer below. Short summary: if a physical Product is damaged or incorrect, notify us within [number] days of receipt and we will provide a remedy as described in the returns policy.

Cancellations
If you wish to cancel an order, contact us immediately at krodgers24@aol.com. If the order has not shipped, we will attempt to cancel and issue a refund. Once an order has shipped, see the Returns & Refunds disclaimer.

Intellectual Property
All content on kathleenrodgers.org (text, images, book covers, excerpts) is owned by or licensed to the Author. You may not reproduce, distribute, or create derivative works without written permission.

Reviews and User Content
By submitting reviews or other content you grant us a perpetual, royalty-free, worldwide license to use, reproduce, and display that content. Do not submit content that violates others' rights.

Limitation of Liability
To the maximum extent permitted by law, our liability to you for any claim arising from or related to these Terms or the Products shall not exceed the total amount you paid for the product(s) giving rise to the claim. We exclude indirect or consequential losses.

Warranties
Products are provided "new" except for any statutory consumer rights. We do not warrant that the Site will be uninterrupted or error-free.

Privacy
Our Privacy Policy governs how we collect and use personal information. By using the Site you consent to the collection and use described in the Privacy Policy.

Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of Tennesse (USA). Any disputes will be subject to the exclusive jurisdiction of the courts of the State of Tennessee (USA).